Benefits Beyond Insurance
Plan Performance Management
Benefits by Choice has managed small business health insurance and medical benefit programs for hundreds of employer groups. We keep costs below comparable levels experienced by other employers. Our aggressive management technique includes a number of internal medical management and preventative health initiatives which have proven to significantly help employee benefits plan performance.
Leading Edge Technology
As the healthcare industry continues to change, our firm remains ahead of the game. With leading-edge technology, we are able to obtain information that helps us evaluate cost drivers, trends and savings opportunities associated with our clients' benefit plans. In addition, we work to evaluate the impact of various plan management initiatives and forecast the impact of future plan changes.
Services Offered
- Small Business Health Insurance
- Wellness Service Plan Strategy
- Data Analysis
- Pharmacy Benefits
- Plan Administration
- Legislative Compliance
- Education/Training
- Human Resources
- Employee Benefits
- Medical Insurance
- Employee Communication
- HR Advisor Support
- Employee Compliance Documents
- Employee Handbooks
Plan Types and Line of Coverage
Medical Plans
Point of Service Plans (POS)
Health Maintenance Organization (HMO)
Preferred Provider Organization (PPO)
High-Deductible Health Plans (HDHPs)
HSA and HRA Design
Self-Funded & Partially Self-Funded Medical Plans
Minimum Premium Plans
Fully Insured Indemnity Plans
Level/Flat Plans
TeleDoc Programs
Government Contractor Insurance
Amino & Best Doctor Programs (Referral/Advice Service)
Group Employee Benefits
Dental Plans
Short-term Disability
Long-term Disability
Vision
Group Life/ AD & D
Section 125 Plans
Travel Accident
Special Risk Coverage
EAP
Long Term Care
Voluntary Products
Dental
Vision
Term Life AD & D
Long Term Care
Short-Term Disability
Long-Term Disability
Whole Life Insurance
Universal Life Insurance
Group Legal
Retirement Planning
Go Beyond Health Care.
401 K
A workforce that is financially secure frequently demonstrates more loyalty to their employer. 401K’s are an inexpensive platform that enable your staff to build that invaluable retirement nest egg.
Pension and Profit Sharing
Pension and/or Profit Sharing plans can have significant impact on the direction of your organizations financial future. Let’s examine the alternatives that can help achieve your goals.
Employee Education
Helping employers and employees discover the benefits of retirement planning.