Employee Benefits built for Today's Companies
Insurance and HR Solutions for Your Business
Employee Benefits built for Today's Companies
Insurance and HR Solutions for Your Business
Benefits Beyond Insurance
Plan Performance Management
Benefits by Choice has successfully managed health insurance and medical benefit programs for hundreds of employer groups. We strive to keep your costs below comparable levels that are experienced by many other brokers. For our mid and large size employers, we operate under a consultant model which historically reduces your overall costs. All insurance products are placed with "zero" commissions. We are completely upfront and transparent regarding our services and fees. You compensate us directly which frequently results in significant savings. Let's face it, did you and your current broker negotiate their current commission arrangement with you, or did your current broker negotiate their commission arrangement with the insurance carriers? We strive to deliver the best Employee Benefits packages but we also work diligently to reduce your Total Expenses.
Benefits By Choice is different, and our model enables your company to take control of your actual benefits costs! We are experienced, and quite confident you will appreciate our high level of service.
Our aggressive management technique includes several internal medical management and preventative health initiatives which have proven to significantly help employee benefits plan performance.
Leading Edge Technology
As the healthcare industry continues to change, our firm remains ahead of the game. With leading-edge technology, we are able to obtain information that helps us evaluate cost drivers, trends and savings opportunities associated with our clients' benefit plans. In addition, we work to evaluate the impact of various plan management initiatives and forecast the impact of future plan changes.
- Complete Monthly P&L reporting on Medical Plan results
- Use the latest industry specialty vendors to reduce claims costs, especially focusing on Pharmacy, high claimants, substance abuse
- Electronic Employee onboarding
- Electronic Benefits enrollment
Services Offered
- Electronic Employee Onboarding
- Electronic Benefits Enrollment
- Fully Compliant (State & federal) smart, living company handbooks that stay compliant throughout the year with the touch of a button
- Fully integrated LMS system (Training System) that can be implemented in hours.
- State of the art courses ranging from effective recruiting, management development, building leaders, harassment to safety (over 300 courses)
- HR Hotline, anytime your staff need advice, guidance or simply confirmation on a particularly sensitive issue, they pick up the phone and have unlimited access to a credentialed, senior HR professionals with expertise in that area
- Time Keeping
- Payroll Services
Plan Types and Line of Coverage
Medical Plans
Fully Insured Medical Plans from all financially secure carriers
Creative HSA & HRA Plans
Self-Funded & Partially Self-Funded Plans
PBM's that work for the client
Best Doctor Programs
Telemedicine Programs with "zero" deductibles
Group Employee Benefits
Dental Plans
Short-term Disability
Long-term Disability
Vision
Group Life/ AD & D
Section 125 Plans
Travel Accident
Special Risk Coverage
EAP
Long Term Care
Voluntary Products
Dental
Vision
Term Life AD & D
Long Term Care
Short-Term Disability
Long-Term Disability
Whole Life Insurance
Universal Life Insurance
Group Legal
Retirement Planning
Go Beyond Health Care.
401 K
A workforce that is financially secure frequently demonstrates more loyalty to their employer. 401K’s are an inexpensive platform that enable your staff to build that invaluable retirement nest egg.
Pension and Profit Sharing
Pension and/or Profit Sharing plans can have significant impact on the direction of your organizations financial future. Let’s examine the alternatives that can help achieve your goals.
Employee Education
Helping employers and employees discover the benefits of retirement planning.