Our Group Benefits

Aligning Group Benefits with Hiring Strategy

Benefits By Choice understands the important role that consultants and brokers need to play in assisting companies to align their benefits programs with their hiring strategy.  

Our goal is to help you gain an edge over the competition by recruiting and retaining exceptional talent. Today's companies know the importance of superior group health insurance benefits and the role it plays to attract and retain top talent. 

Let Benefits By Choice help navigate today's confusing Medical Insurance and Healthcare environment. Companies need consultants that will provide them with creative solutions for the ever-changing insurance landscape. We work with you to design the best selection of benefits for your employees. 

A strong benefits package can become one of your larger expenses. We work with employers to minimize this cost. Offering a selection of plans structured to fit your company. Ensuring you get the exact benefits to fit your employee's needs and your company's budget. Our commitment is to provide our clients with the best insurance benefits possible that maximize your ROI investment. 

Business meeting about analysis of health plans and employee retention.
Business meeting about analysis of health plans and employee retention.

Benefits Available

Medical Plans

  • Point-of-Service Plans (POS) 
  • Health Maintenance Organization 
  • Preferred Provider Organization
  • High Deductible Health Plans
  • HSA and HRA Design
  • Self-Funded Medical Plans
  • Partially Self-Funded Medical Plans
  • Minimum Premium Plans
  • Fully Insured Indemnity Plans
  • Level/Flat Premium Plans
  • TeleDoc Programs
  • AMINO & Best Doctor Programs
  • Government Contractor Insurance

Group Employee Benefits

  • Dental Plans
  • Short-Term Disability
  • Long-Term Disability
  • Vision
  • Group Life (AD & D)
  • Section 125 Plans
  • Travel Accident
  • Special Risk Coverage
  • EAP
  • Long Term Care


  • Dental
  • Vision
  • Term Life (AD & D)
  • Long Term Care
  • Short-Term Disability
  • Long-Term Disability
  • Whole Life Insurance
  • Universal Life Insurance
  • Group Legal

Retirement Planning

  • 401K 
  • Pension Plan
  • Profit Sharing Plans
  • Employee Education
  • Consulting

Customer Reviews

Contact Us

Benefits By Choice

401 Westwood Office Park Fredericksburg, VA 22401

(540) 373-2121



8:30 am – 5:00 pm


8:30 am – 5:00 pm


8:30 am – 5:00 pm


8:30 am – 5:00 pm


8:30 am – 5:00 pm